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Category: Direct Debit

Direct Debit

Collecting irregular payments

A guest blog by Don Hollingum from Direct Debit 101 – visit: www.directdebit101.co.uk Introduction Direct Debit has been working for thousands of organisations, both large and small, for over 50 years and its usage continues to grow both in terms of the number of organisations that use it and the number of payments collected – in excess of 4.5 billion payments […]

Direct Debit

Regular giving during the pandemic

How have charities protected regular giving during the pandemic? A report by released by Rapidata (an Access company) has revealed what learnings can be shared to help protect charities in future times of crisis.  The report provides sector insights on regular giving during the coronavirus pandemic, with lessons for the future. The coronavirus pandemic has had a far-reaching impact on the not […]

Direct Debit

Bacs Direct Debit dormancy period temporarily extended

Bacs Direct Debit (operated by Pay.UK) recently implemented a temporary rule change enabling non-AUDDIS service users to send password-protected scanned copies of Direct Debit Instructions (DDIs) via email to paying banks, for the duration of the Covid-19 pandemic.  In a further move, announced yesterday, Pay.UK have also taken the step to temporarily extend the Direct Debit dormancy period to a […]

Direct Debit

70:30

In their own right both Direct Debit and Direct Credit are significant payment systems based on volume but in aggregate the numbers add up to a cool 6.5 billion transactions per annum. As Direct Debit established itself as a firm favourite in the UK’s payment habits and the Direct Credit scheme crystallised its late 1990’s / early 2000’s growth spurt […]

Direct Debit

Addressing failed payments

In his latest guest blog Don Hollingum from Direct Debit 101 has been thinking about addressing failed payments. For more information visit: www.directdebit101.co.uk Introduction Cashflow is the lifeblood of every enterprise regardless of whether it is producing and / or selling goods, providing services or collecting donations for worthwhile causes.  Needless to say income exceeding expenditure is key to ensuring the […]

Direct Debit

Customer retention – the power of payments

A guest blog by Don Hollingum from Direct Debit 101 – visit: http://www.directdebit101.co.uk Introduction Retaining customers is an issue facing all businesses whether the products and / or services they offer are ‘essential’ or may be considered ‘discretionary’, i.e., in the case of the latter, are considered optional or are voluntary and paid for out of the customers ‘surplus’ resources. […]

Direct Debit

Time for a financial MOT?

With many of us currently stuck at home, it can be worth spending some time going through our finances to see where savings can be made. Now is the ideal time to go through our bank statements and review any payments we no longer need – great advice from Money Supermarket. A good and easy place to start is to […]

Direct Debit

“Direct Debit 101, An Anthology” by Don Hollingum, a free download from Northey Point.

“Direct Debit 101, An Anthology” by Don Hollingum, a free download from Northey Point. With 4.5 billion payments processed each year Direct Debit is the UK’s pre-eminent collection payment method. For consumers, Direct Debit is the safest and most cost-effective method of paying regular or occasional commitments. Direct Debit is the simplest way for organisations to collect regular or occasional […]

Direct Debit

Ten post COVID19 tips to maximise your regular giving programme and increase online donations

There has been much comment about the impact of COVID19 on charitable donations and how organisations might be able to recover their donation income levels post pandemic. Just today The Daily Express reported that over 50% of people plan not to reinstate Direct Debits that they have cancelled during the lockdown period. UK Fundraising report that, following a dip in […]

Direct Debit

Direct Debit 101: Direct Debit and Fraud

A guest blog by Don Hollingum from Direct Debit 101. For more information visit: www.directdebit101.co.uk Why use Direct Debit? Direct Debit has been working for thousands of businesses, both large and small for over 50 years, and its usage continues to grow both in terms of the number of organisations that use it and the number of payments collected – in […]

Direct Debit

Sometimes the smallest enhancement to my banking app brings a disproportionate smile to my face.

Sometimes the smallest enhancement to my banking app brings a disproportionate smile to my face. As you would expect I’m a massive fan of the consumer benefits of the Bacs Direct Debit Guarantee and would always choose to make my regular payments by Direct Debit safe in the knowledge that I am protected should something go wrong with my payment. […]

Direct Debit

Direct Debit 101: Validation and Verification

A guest blog by Don Hollingum from Direct Debit 101. For more information visit: www.directdebit101.co.uk Why use Direct Debit? Direct Debit, the product, has been working for thousands of businesses, both large and small for over 50 years, and its usage continues to grow both in terms of the number of organisations that use it and the number of payments collected […]

Direct Debit

Harnessing the Benefits of Direct Debit

A guest blog by Don Hollingum from Direct Debit 101: https://northeypoint.com/direct-debit-101/ Direct Debit has seen many advances since it was introduced over 50 years ago, and not just in the volume of payments collected. Direct Debit has seen many new stakeholders entering the market which has provided many new opportunities for collecting organisations. All participants are governed by one set […]