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Category: Payments

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PAYTECH: Payment technology handbook

Out January 2020! Pre-order on Amazon The PAYTECH Book is the payment technology handbook for investors, entrepreneurs and finance visionaries. Get up to speed on the latest industry developments, grasp the market dynamics of the ‘fintech revolution’, realize the sector’s potential, and gain expert insight on investment and entrepreneurial opportunities. The PAYTECH Book is the first crowdsourced book on payment […]

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MLROs.com Conference One 2020 – Keynote Speaker

BDO LLP, London | Wednesday 22nd January 2020 MLROs.com first industry conferences for 2020.  MLROs.com conferences are always a great value, full-day event, packed with major topical issues and expert speakers. The conference will provide delegates with the information to enhance the scope and depth of their knowledge across a broad range of subjects, as well as earn valuable CPD […]

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Making digital payments an option for everyone

True payment choice must include making digital payments an option for everyone in society as part of a broad mix of payment options. “Consumers should be able to decide for themselves how they pay. For us, it is important to have a broad mix of options and that efficient methods for payment are available” Burkhard Balz, Bundesbank, Germany. The Payment […]

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Five tips for forming an effective Bank / FinTech partnership

Over the past few weeks I’ve been involved in working with a number of clients on proposals for new business – mostly these proposals have been FinTechs seeking to work with larger incumbent banking organisations. With the number of FinTech partnership deals increasing what are the attributes of a successful Bank / FinTech partnership? Recently I attended a bank partnerships […]

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Payments in the 1980’s – 1: Inbound CHAPS

We often say that in banking payments have gone from boring back office activity to the forefront of innovation and have even coined the term ‘paytech’ to prove that this transformation has occurred. Spending four decades in payments has caused me to pause and reflect on payments in the 1980’s. CHAPS had been live for 13 months when I started […]

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5.3 million ain’t bad

Mike Chambers | 3 February 2019 Bacs (now part of Pay.UK) recently released the Current Account Switching Service (CASS) data for the quarter ending 31 December 2018. The last quarter of 2018 was strong for Bacs and the account switching service with 235,000 switches successfully completing (up 22% compared to Q3 2018). The quarter of a million people in the […]

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Choice

“Consumers should be able to decide for themselves how they pay. For us, it is important to have a broad mix of options and that efficient methods for payment are available” – Burkhard Balz, Bundesbank, Germany.