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Category: Payments Landscape

Payments Landscape

Industry Developments

Just as getting to grips with the UK’s retail payments landscape can be a complex and daunting task, keeping up with the developments at Pay.UK, the Payments System Regulator, the Bank of England and HM Treasury can be a difficult and time consuming task. To compliment our ATM tracker, payments tracker and switching tracker Premium subscribers of the Payments, Payments, […]

Payments Landscape

Emerging Payments Association’s Insights Interview

Emerging Payments Association’s Insights Interview: Featuring Andrea Dunlop, the Chair of the EPA Advisory Board. Discover what drives the Emerging Payments Association’s Chair, Andrea Dunlop, what dangers she thinks lie ahead in payments, and what she’d say to a graduate thinking about joining the payments industry. Andrea is always outspoken and speaks from the heart. Hear her speak passionately and assertively […]

Payments Landscape

How can Australia’s payment action plan help the UK’s changing payments landscape?

The Australian Payments Network (AusPayNet) champion the payments system. They enable competition and innovation, promote efficiency, and control and manage risk to deliver improvements for all users of the payments system. Australia: Future State of Payments Action Plan Given the rapid and increasing pace of change in payments AusPayNet have conducted a consultation on ‘A Future State for Australia’s Payment Systems’. […]

Payments Landscape

Be our guest

As an ambassador for the Emerging Payments Association (EPA) I would like to invite you to join me as my guest at the EPA’s flagship conference PAY360, taking place virtually on the 4th & 5th August. The invite is completely complimentary.  All you need to do is register here using discount code AMB20: There are some very exciting sessions on the agenda, including: […]

Payments Landscape

Video: The future of payments

An interview with Layah Heilpern, an independent journalist, focussing on the future of payments. Find out more about The Payments Business The Payments Business provides members with the ability to debate, share and assist, promote your business and access payments information. Find out more about The Payments Business at: Subscribe to Mike Chambers’ newsletter Read, subscribe and share my […]

Payments Landscape

The Future of Money Post-Pandemic with Citibank

Catch the Finextra unplugged interview with Tony McLaughlin of Citi. Tony McLaughlin, Emerging Payments and Business Development, Citi, questions whether the popular opinion that the pandemic will encourage the acceleration of both Digital Transformation and the adoption of Digital Currencies. He talks to Hannah Wallace, FinextraTV about the gap between ‘Bitcoin Ideology’ and actual adoption, how China and Sweeden are […]


The future of cash post COVID-19

Moving the “UK Fintech Week 2020″ to an online format was a smart move – especially as it meant that I could join the excellent ‘The Future of Cash Post COVID-19” webinar moderated by Natalie Ceeney and supported by Graham Mott and John Howells from LINK (the operator of the UK’s ATM network) – all from the comfort of a […]

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Explore the UK’s payment landscape

At Direct Debit 101 we provide our clients with the knowledge and tools to confidently implement, launch and manage a Direct Debit scheme. As we share our Direct Debit experience with clients we constantly find that there is a significant interest in developing a wider understanding of the UK’s changing payment landscape. To compliment our selection of Direct Debit training […]

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Digitised, frictionless haircuts

I’ve been cashless for so long that paying for things digitally is no longer a ‘thing’ but just normal. However, every so often a payment experience is so smooth, integrated and frictionless that the experience evokes a ‘wow’ moment. Who would have thought that a hair cut in a sleepy coastal Suffolk town would generate a ‘wow’ (payment) moment for […]

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Stark reduction in ATM withdrawals

Figures published today by LINK (the operator of the UK’s ATM switch network) report a stark reduction in ATM cash withdrawals. January 2018 saw 228m ATM transactions, in January 2019 this reduced to 209m transactions and last month the number of ATM transactions in the first month of the year fell for the third year running to just 185m. A […]

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Just five current account switching winners

Just five banks achieved a net gain in customers in Q3 2019 according to figures released today (23 January 2020) by Pay.UK, the operator of the Current Account Switching Service. In first place was Nationwide Building Society who gained 25k customers during the quarter closely followed by challenger bank Monzo who gained 21k customers. HSBC with 17k switchers, and Starling […]

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For the record

I didn’t recommend ‘For The Record’ by David Cameron in my recommended reading list. However, maybe I should have done as David’s memories of Downing Street includes a memorable shout out to my contribution to the UK’s payments landscape. “Challenger banks like Monzo grew out of the reforms that made it easier for people to change their current accounts by […]

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P27 in Action: Setting the pace for 2020

From Finextra: Lars Sjögren, CEO, P27 & Liz Oakes, EVP, Market Development, New Payments Platforms, Mastercard, speak at NextGen Nordics: P27 Momentum about moving the Nordics from a fragmented landscape into one platform to improve security and encourage collaboration, the ambition involved in creating this cross-border, multi-currency platform and the importance of transparency around conflicting interests between competitors.