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Category: Cashless

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Cashless in Shetland – Day 3

Landed in Lerwick early this morning after a rough (and eventful) overnight ferry crossing. First stop was to send an eBay parcel that I didn’t have time to send before I left England – just £3 to send from the Post Office counter at Bigton Community Stores – proudly displaying an ‘ApplePay’ logo. Scratched together a make-shift breakfast at the […]

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Cashless in Shetland – Day 2

Trek up from Carlisle to Aberdeen and onto the North Link ferry – our car was ‘upgraded’ from the freight ferry to join us on the passenger ferry. Rough seas expected on the overnight sailing to Lerwick. It was a cashless dream today: – limitless ApplePay at Shell for fuel and a Snickers – well done to Shell for not […]

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Cashless in Shetland – Day 1

For the last 41 weeks I have been conducting a cashless experiment – I’ve proved that it is entirely possible to dispense notes and coins to the ‘legacy’ payment hall of fame and have been liberated by contactless, CHIP & PIN and ApplePay. The experience has been universal – the same cashless experience in cities, towns and villages, a common […]

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Cashless payments: What’s stopping you?

My 30th cashless week and, as a consumer, I’ve come to expect every payment I make to be non-cash based. But is it fair to expect even small shops and businesses to offer cashless payment options to its customers? Is it too difficult, too expensive, too technical or too time consuming for small shops and businesses to offer contactless payments? […]

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Six months cashless and its a breeze!

Six months cashless and its a breeze! If you want to be cashless in the UK you will find that there is very little to stop you and, based on my experience, cashless payments remove so much hassle when paying for stuff. Six months in and very few cash challenges remain – my cash only payments still to crack are […]

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Six month milestone

On Saturday I reach an important (payment) milestone – I’ve been (almost) cashless for six months. Each week I have posted about the triumphs and challenges I have faced and to be honest it has been a breeze – if you want to be cashless in the UK there is nothing to stop you. But what have I learnt over […]

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18 Cashless Weeks

To be honest it wasn’t difficult to ensure that week 18 of my cashless experiment was a success – the festive season didn’t make any serious cash based payment demands. Last weeks ‘near miss’ of being confronted with the almost extinct ‘minimum spend’ debit card machine tried to catch me out again but, rather than going to another shop, I […]

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Sandwich bar becomes the new cash machine in town

* Article updated 20:02 3/1/19 * Although I might be an advocate of a planned and inclusive transition into a cashless society it is important that the pace of the UK’s transition is driven by the consumer deciding how they want to pay. Burkhard Balz at the German Bundesbank hit the nail on the head recently when he said: “Consumers […]

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Like cash, only easier

“Consumers should be able to decide for themselves how they pay. For us, it is important to have a broad mix of options and that efficient methods for payment are available” – Burkhard Balz, Bundesbank, Germany. 2018 saw the transition towards a cashless society in the UK gather significant pace supported by a proliferation of new payment options. However, the […]