Catch the Finextra unplugged interview with Tony McLaughlin of Citi.

Tony McLaughlin, Emerging Payments and Business Development, Citi, questions whether the popular opinion that the pandemic will encourage the acceleration of both Digital Transformation and the adoption of Digital Currencies.

He talks to Hannah Wallace, FinextraTV about the gap between ‘Bitcoin Ideology’ and actual adoption, how China and Sweeden are taking a closer look at committing to a central bank digital currency, what ESG concerns other cryptocurrencies might spark and the impact Covid-19 will have on our relationship with sharing data.

This week’s lockdown Tuesday saw a 20% uplift in ATM withdrawals

Next steps for digital payments in the UK

Not being an ornithologist I pictured a small, weak insignificant bird perching on the branch of a small tree

Time for a financial MOT?

The Future of Money Post-Pandemic with Citibank

Planning for regulatory change

Maximising the benefits of Direct Debit – housekeeping

“Direct Debit 101, An Anthology” by Don Hollingum, a free download from Northey Point.

Ten post COVID19 tips to maximise your regular giving programme and increase online donations

In this weeks Payments, Payments, Payments

Current Account Switch volumes impacted by COVID19

Whether it’s reboot or recovery, the future is open

Informed insights

Direct Debit 101: Direct Debit and Fraud

Europe’s leading cashless economies

Switching winners

Sometimes the smallest enhancement to my banking app brings a disproportionate smile to my face.

Direct Debit 101: Validation and Verification

Unleashing the Potential of Open Banking

Revamped newsletter launches today

Direct Debit 101: The Guarantee and Indemnity Claims

The future of cash post COVID-19

Gerard Kenny, Industry Leader or Business Leader

What is Confirmation of Payee and is my bank using it?

Getting Direct Debit to work for you

Payment Systems Regulator publishes 2020/21 annual plan

Making It Happen

Cashless and contactless for COVID19

Harnessing the Benefits of Direct Debit

APP fraud losses hit £456 million in 2019 as the implementation of Confirmation of Payee is delayed

Implementation of Confirmation of Payee impacted by COVID-19

Competition and Innovation in the UK’s New Payment Architecture

Voices of the EPA – Education the secret sauce

Another tumble for cash withdrawals

It’s not a binary argument about ‘cash’ versus ‘cashless’

Recent Posts

The Big Project Regulators Debate

Payment System Regulator revises Directions for regulated parties

Five helpful tips for a successful Confirmation of Payee name check

ATM cash withdrawals continue to decline

Navigating the future of donations

Confirmation of Payee 101

Benchmarking ‘no-show’ Direct Debit cancellations

Rugby and a cashless pint

Cashless against Sale

The Evolution of Open Banking beyond Europe

Direct Debit: Your flexible friend

Next Generation Standard For UK Retail Payments – consultation closes 31 March

Two Years living cashless in Central Europe and the UK

Ventriloquist consultants

A confession

Northey Point Associates

Confirmation of Payee – regulatory direction varied ahead of launch

Confirmation of Payee: It’s not a silver bullet but every little helps…

Something worth reading

Confirmation of Payee – last chance to vote

Payment System Regulator: Call for input

Next Generation Standard for UK Retail Payments

Explore the UK’s payment landscape

Digitised, frictionless haircuts

Stark reduction in ATM withdrawals

An independent approach to Bacs Direct Debit training

The grandfather of Instant Payment systems

Who nearly beat Barclays to installing the first ATM?

Another newsletter? Why now?

Just five current account switching winners

#MakeBusinessSimple

Ethics and relationship challenges, definitions and requirements

For the record

Ethics: do we understand what these are, and once understood, can we achieve and live by them?

What is Strong Customer Authentication?

Lloyds Bank announces Eazy Collect as first PSP onto Gem

P27 in Action: Setting the pace for 2020

New podcast from Fintech Insider

PAYTECH: Payment technology handbook

Tainted by crime – is it time to say goodbye to cash?

Christmas Reading List

MLROs.com Conference One 2020 – Keynote Speaker

Contactless Countdown

Ten recent posts

A Fintech Christmas Carol

An independent approach to Bacs Direct Debit training

Resolution of friction and fragmentation in payments

Find me on social media

Vote: ‘tap and donate’

Will Britain’s last local bank branch close its doors in 10 years time?

Payments in the 1980’s – 2: Town Clearing

The Social CEO by Damien Corbet

Another great Current Account Switching video

What happens to your payments when you switch your bank?

Confidently operate a Direct Debit scheme

Photo shoot

Direct Debit 101

Industry Placement

The Payments Business

One Ring

An independent approach to Bacs Direct Debit training

Video: Future of UX for Fintechs: Is the branch dead?

Northey Point celebrates a successful first year of business

Online banking from a digital bank?

A country wide problem- really?

First Strong Customer Authentication contactless payment decline spotted in the “wild”

Help, why has my contactless payment just been declined?

Cashless: “Just like that…boom”

#FirstFiverDay

Moderate with Moderation – 10 Steps to running a successful panel discussion

Making digital payments an option for everyone

Wallet-less and frictionless payments

Future of UX for Fintechs: is the branch dead?

Be as cashless as you want to be

Speaking: The changing landscape of retail payments & a planned and inclusive transition into a cashless society

Don’t think of it as going cashless, think of it as an upgrade to the 21st century!

Direct Debit and Strong Customer Authentication

Future of UX for Fintechs: is the branch dead?

Eazy Collect becomes a Guarantor of Pay.UK

FinTechs: Threat or partnership opportunity?

Mutual value through partnerships

Five tips for forming an effective Bank / FinTech partnership

Three simple Cashless tips

Five cashless (non) challenges

Nine Cashless Reasons

15 Years Of Regular Giving Benchmarking – A Milestone Report

Pay.UK’s Participant Advisory Council publishes annual report

The Money Revolution by Anne Boden

Cashless advocate praises isles after taking experiment north | Shetland News

Cashless UK is a reality

Have you voted yet?

How cashless are you?

Like cash, only Easier

Small things make a cashless difference

Improved cash supply in Aldeburgh

Cashless In Shetland – the verdict

Cashless In Shetland – Day 7

Cashless in Shetland – Day 6

Cashless in Shetland – Day 5

Cashless in Shetland – Day 4

Cashless in Shetland – Day 3

Cashless in Shetland – Day 2

Cashless in Shetland – Day 1

Payments in the 1980’s – 1: Inbound CHAPS

Press Release | Mike Chambers joins Eazy Collect

Should I care that the last bank in Aldeburgh left town today?

Cashless payments: What’s stopping you?

Vertical banknotes in Belfast

The future has arrived in Maldon, well cashless parking anyway….

The #VerticalFiver challenge is on to raise funds for NI charities

Six months cashless and its a breeze!

Six month milestone

It took the barista a little longer to make my coffee this morning…

5.3 million ain’t bad

18 Cashless Weeks

Choice

Sandwich bar becomes the new cash machine in town

Forget Brexit the last bank in town leaves in March

Like cash, only easier

Posted on By Mike Chambers Payments Landscape Posted in Payments Landscape Tagged #

Mike Chambers

Focussed on the changing payments landscape in the UK, using social media to share payment insights. Previously Bacs’ CEO. http://www.northeypoint.co.uk